Dear Bridgewater Savings Customer:
For well over a century, Bridgewater Savings Bank has been serving our local communities with trusted banking services and safe, sensible fiscal management. The Bank strives to help you make the most of your money, while safeguarding every penny.
That's why Bridgewater Savings Bank offers affordable, fixed rate, "no surprises" mortgage loans. We see today's economic climate as an opportunity for homebuyers to find their "dream home" at a reasonable price, and for first-time buyers to take advantage of the new federal tax credit of $8,000.
And what if you already own your home? This is also a great time to refinance your mortgage. Bridgewater Savings offers low rates and more mortgage choices, as well as service from the experienced loan officers you see every week at your local BSB branch.
Whether you'd like to buy a home, or you're ready to "bring your mortgage loan home" to a local lender you know and trust, opportunity is now knocking at your door. And we here in the Residential Lending department of Bridgewater Savings Bank are ready to help you throw open the door and take advantage of that opportunity. Stop by any BSB branch for full information about how we can help.
With kind regards,

Richard W. Fisher
Vice President, Residential and Consumer Lending