Home Financing


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Member DIF
Consumer Loan Rates

Our loan professionals can help you finance important purchases or pay off existing debt with a loan that is right for you.

Our consumer lending area is
Massachusetts

Use our loan calculator to
estimate your monthly payments.

Put your loan on auto pilot and save 1/4%!

Have your monthly loan payment automatically deducted from your checking account and enjoy a special 1/4% rate discount. Available for all new or used car loans and personal loans.
Auto Loans (New & Used)*
(Effective: March 19, 2008)
Program
 Downpayment
Term
APR
Monthly Payments
per $1000 borrowed
Autos - New (2008)
(New Auto Rates (2008) are with Auto Pay)
 0%
 24 months
5.99%
$44.32
0%
 36 months
5.99%
$30.42
0%
 48 months
5.99%
$23.48
0%
 60 months
5.99%
$19.33
Autos - Used (2007-2006)
 10%
 24 months
6.50%
$44.55
10%
 36 months
7.00%
$30.88
10%
 48 months
7.25%
$24.06
10%
 60 months
7.50%
$20.04
Autos - Used (2002-2005)
 10%
 24 months
6.75%
$44.66
10%
 36 months
7.25%
$30.99
10%
 48 months
7.50%
$24.18
*Annual Percentage Rate (APR) subject to change. Deduct .25% from APR above with automatic payment from a Bridgewater Savings Checking Account. VSI fee is $15.00. 60 month term available on model years 2004 - 2007 only. 48 month term available on model years 2002 - 2007 only. 100% financing on new and late model year autos and light trucks. 90% financing for used autos and light trucks. Call for older model years.


Home Improvement*
(Effective: January 2, 2007)
Program
 Term
APR
Monthly Payments
per $1000 borrowed
Home Improvement Loan - Unsecured
(Minimum loan amount: $5,000
Maximum loan amount $10,000)
 12-60 months
8.75%
$87.34
Home Improvement Loan - Secured
(Minimum loan amount: $10,001
Maximum loan amount: $20,000)
 12-84 months
8.50%
$87.22
*Annual Percentage Rate (APR) subject to change. Monthly payment example based on minimum term. Loan amounts over $10,000 are secured.


Personal Loans*
(Effective: August 1, 2008)
Program
 APR
Monthly Payments
per $1000 borrowed
Personal Loan - 48-Months
(Minimum loan amount: $2,000
Maximum loan amount: $10,000)
 18.00%
$29.37
**Annual Percentage Rate (APR) subject to change. Deduct .25% from APR above with automatic payment from a Bridgewater Savings Checking Account.